Insurance Essentials
Protect yourself and your family from unexpected costs.
Insurance is a safety net that protects you from big financial losses.
Why Insurance Matters
One hospital visit can cost Rs. 50,000-500,000. Insurance means you don't have to choose between health and bankruptcy.
Types You Need
Health insurance: covers medical bills. Life insurance: provides for family if you pass away. Property insurance: covers your home/business. Start with health insurance.
Affordable Options
Sehat Sahulat Program (government health insurance for families earning under Rs. 50,000/month). Micro-insurance from microfinance banks. Group insurance through community organizations.
How to Get Started
Check if you qualify for Sehat Sahulat (visit any government hospital). Ask your bank about micro-insurance. Compare premiums from 2-3 companies before buying.
💡 Key Tips
- ✓ Check Sehat Sahulat eligibility first (free)
- ✓ Health insurance is most important — start there
- ✓ Read policy terms before signing
- ✓ Keep all insurance documents safe
📝 Quick Quiz
Answer these questions to complete the lesson and earn your badge.